Inflation-Proof Your Grocery Budget with a $70 Two-Week Meal Plan for Two (2024)

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Ballooning expenses for daily essentials have finally started to stabilize at the grocery store and beyond. However, staples like meat, eggs and dairy products are unlikely to fall back to previous prices.

Because keeping the pantry full takes a big bite out of the average budget, we wondered if it’s still possible to keep your grocery bill to a few dollars a day. The answer might surprise you, but this food budget comes packaged with the caveat that you’ll be sacrificing some convenience to bring low-cost meals to the table.

Pro Tip

Download Upside, a free app that can help you save up to $340/year on gas and groceries.

Can You Spend $35 or Less Per Week on Groceries?

If a $35 weekly grocery bill for a couple ($17.50 per person) to afford three square meals a day sounds a little crazy, you’re not wrong. It’s well below what the U.S. Department of Agriculture recommends in its weekly grocery shopping spending guidelines for a household of two adults. The USDA’s budget recommends spending at least $129.30 per week for two adults to meet daily nutritional needs.

While you could get by eating ramen and peanut butter sandwiches for a while, scrounging like a college student indefinitely doesn’t have much appeal. Instead, we put together a $70 two-week grocery budget that nets two adults fairly well-rounded meals without skimping too much on the good stuff.

How to Make This 2-Week Plan a Monthly Grocery Budget

This two-week grocery spending plan can be stretched to accommodate a family of four simply by doubling up on ingredients — and cost. Or expand this plan to a month if you prefer to track your family’s budget and compile a shopping list on a monthly basis.

Depending on your family size, creating a monthly budget allows you to trim your overall food spending by buying costly groceries such as pork chops, ground chuck or chicken breasts in bulk.

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The 2-Week $70 Grocery Budget Shopping List

Before diving into the grocery budget calculator, it’s worth mentioning that this two-week grocery budget assumes you have basic staples on hand, including salt and pepper, cooking oil and a few common spices and flavorings. It also requires that you have space and a stove to cook with to reduce food waste and save money.

We’ve focused on whole grains instead of other starches and sugars that provide empty calories and can leave you feeling hungrier later. Note that prices were current as of mid-June and compiled from online store directories for Walmart and Target.

Most of the time we’ve leaned into store brands to avoid the higher grocery prices associated with name-brand grocery items. We’ve also allowed a small buffer to account for fluctuating food prices.


What to Buy for Two Weeks of Groceries

ItemCost

Quick oats (16 oz.)

$1.39

Bananas (4)

$1.00

Corn flakes (18 oz.)

$2.24

Whole wheat bread (20 oz.)

$1.88

Creamy peanut butter (16 oz.)

$1.99

Sliced ham (16 oz.)

$4.57

Orange marmalade (18 oz.)

$2.48

Brown rice (32 oz.)

$1.64

Blueberries, frozen (1 lb.)

$2.98

Carrots (2 lbs.)

$1.96

Light brown sugar (32 oz.)

$1.97

Fresh spinach (10 oz.)

$1.98

Bell peppers (3)

$2.98

Chicken drumsticks (10 lbs.)

$9.94

Black beans, dried (12 oz.)

$1.48

Spaghetti (16 oz.)

$0.99

Yellow onions (2)

$1.30

Pasta sauce with meat (24 oz.)

$1.48

2% milk (half gallon)

$1.64

Eggs (2 dozen)

$3.16

Salsa verde (16 oz.)

$2.54

Navy beans, dried (1 lb.)

$1.29

Vanilla yogurt (32 oz.)

$2.36

Mayonnaise (15 oz.)

$2.16

All-purpose flour (2 lb.)

$1.26

Frozen corn (12 oz.)

$0.98

Cheddar cheese (16 oz.)

$3.68

Tuna (4, 5 oz. cans)

$3.46

Head of lettuce

$1.98

Total

$68.76

6 Tips for Slashing Food Spending When You Shop

Here are the top ways changing spending habits at the grocery store can slash your family’s weekly spending on food and get your budget back on track.

1. Buy the Store Brand

You’ll be amazed to find how much more you have to spend on groceries if you avoid name brands and buy store brands or generic products. Many store brand items also have cheaper prices per ounce when you buy larger packages, so pay a little more upfront and total up the savings later.

Pro Tip

Skipping the store brand is just one way you can overspend on food. Here are eight other grocery store mistakes to avoid.

2. Clip Those Coupons

Don’t be shy with the virtual scissors because digital coupons can make a big difference in this thrifty plan. Join loyalty programs, shop weekly ads or find coupons to help lower costs further and create room for a little indulgence in this grocery budget.

3. Shop Around

Another way to add more fresh fruits and veggies for cheap is to skip the grocery stores and hit the local farmers market. Not only will prices for local produce generally be cheaper (looking at you, Whole Foods), but you’ll get to eat healthy while saving money. For canned goods, one strategy is to hit up discount stores to find dented cans or to compare prices.

4. Plan Ahead

Meal planning can save time and money. Going into the store with a list of ingredients curbs impulse purchases and helps you be more cost conscious about what you put in your cart. Caught in the weeknight takeout cycle? Plan meals ahead and do prep on the weekends.

Want to slash your grocery costs up to $100 or more? Check out our 28 tips for getting more out of what you put in your cart.

5. Add More Meatless Meals

Animal products cost more to produce, and higher prices at the grocery store reflect that. You can still make nutritious meals and fulfill basic dietary needs by cutting out meat once or twice a week and leaning into cheap vegan proteins like beans.

6. Skip the Delivery

It’s convenient to get groceries delivered to your door, but it’ll cost you. However, not everyone enjoys cruising the aisles or keeping a running tally of the grocery bill in their head.

Instead, avoid delivery fees and stick to a moderate grocery budget by opting for curbside pickup. The more money you save on shopping for groceries, the more you have to spend on food.

Pro Tip

Want to stretch your staples even further? Lean into frozen veggies, dried beans and other pantry essentials that, with extra effort, can make a little go a long way.

The 2-Week $70 Grocery Budget Menu

Wondering how the slim grocery list above can actually serve two people for two weeks? We’ve done the math and laid out a menu so you don’t have to, giving two options for each meal to get you through all 14 days.

Here’s exactly how to get 84 meals for two out of your two-week $70 grocery budget plan. That’s a cost of 83 cents per meal or $2.50 per day per person. And if you have a little extra money to spend when you’re doing your grocery budgeting, you can work in a few splurges.

Pro Tip

We’ve included cost-effective dried beans on the shopping list. They’re cheaper than canned but require soaking and cooking ahead of time or the use of an Instant Pot.

Monday

Breakfast

  • Oatmeal with sugar and cinnamon, blueberries
  • Blueberry and toasted oatmeal yogurt parfait

Lunch

  • Grilled ham and cheese with carrots
  • Cobb salad with diced ham, cheese and hard-boiled egg

Dinner

  • Spaghetti with pasta sauce and spinach
  • Corn fritters with salsa

Tuesday

Breakfast

  • Banana spinach smoothie
  • Peanut butter toast with bananas

Lunch

  • Spinach and cheese omelets
  • Grilled blueberry and cheese sandwich

Dinner

  • Orange chicken drumsticks with onions and roasted carrots
  • Quick fried brown rice

Wednesday

Breakfast

  • Corn flakes with milk
  • Homemade peanut butter granola and bananas

Lunch

  • Ham salad sandwich
  • White bean salad

Dinner

  • Burrito bowls
  • Budget spaghetti carbonara

Thursday

Breakfast

  • Peanut butter toast with bananas
  • Blueberry banana smoothie

Lunch

  • Santa Fe salad (black beans or leftover chicken)
  • Tuna fish sandwich

Dinner

  • Brown rice stir-fry
  • Ham and spinach quiche

Friday

Breakfast

  • Yogurt parfait with blueberries and oats
  • Blueberry mug coffee cake

Lunch

  • Peanut butter and jelly sandwich
  • Ham hash (rice, ham, onion, fried egg)

Dinner

  • Salsa verde soup
  • Cornflake-crusted fried chicken

Saturday

Breakfast

  • Fried eggs on toast
  • Orange marmalade and granola parfait

Lunch

  • Santa Fe salad with salsa dressing
  • Tuna melt

Dinner

  • Ham casserole
  • Budget spaghetti Alfredo

Sunday

Breakfast

  • Easy crepes with yogurt and fruit
  • Overnight oats with blueberries

Lunch

  • Egg sandwiches
  • Thai carrot salad with peanut dressing

Dinner

  • Stuffed bell peppers
  • Peanut butter Thai stir-fried rice

While this grocery budget won’t give you the opportunity to eat leftovers, most of these meals are easy to prepare and rely on overlapping ingredients to avoid food waste. While it requires a little effort in the kitchen, the goal is to spend as little time shopping and cooking as you spend eating.

A 2-Week $70 Grocery Budget Slashes Costs, But Mind Your Nutritional Intake

While eating fortified cereals and bread can supplement some of the nutritional value you’re lacking, medical experts agree it’s best to have a variety of protein sources and fresh fruits and vegetables in your diet.

Pro Tip

Wondering how to fill your pantry with low-cost nutritious staples? A dietitian weighs in on the cheap foods that should fill your cart.

Remember Food Assistance Is Available

Using a bare-bones grocery budget plan like the one we’ve outlined should be done to solve a short-term cash flow problem or to quickly reach financial goals, not to address long-term food insecurity. Keep in mind food assistance is widely available and can help supplement your grocery budget.

If you or your family consistently face hunger and can’t afford basic supplies and food, don’t hesitate to receive food assistance. You may qualify for food stamps, and most areas have food banks or community pantries to assist those in need. Here are some resources to help:

See if you qualify for food stamps (SNAP program).

Find a food bank or community assistance near you.

Pro Tip

If you’re a senior on a tight budget and don’t have much to spend on groceries, don’t panic. You can access free or reduced-cost food through these six programs.

Kaz Weida is a senior staff writer at The Penny Hoarder covering saving money and budgeting. As a journalist, she has written about a wide array of topics, including finance, health, politics, education and technology, for the last decade.

The 5 Dumbest Things We Keep Spending Too Much Money On

You've done what you can to cut back your spending.You brew coffee at home, you don’t walk into Target and you refuse to order avocado toast. (Can you sense my millennial sarcasm there?)

You brew coffee at home, you don’t walk into Target and you refuse to order avocado toast. But no matter how cognizant you are of your spending habits, you’re still stuck with those inescapable monthly bills.

You know which ones we’re talking about: rent, utilities, cell phone bill, insurance, groceries…

Ready to stop paying them? Follow these moves…

Ready to stop worrying about money?

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Inflation-Proof Your Grocery Budget with a $70 Two-Week Meal Plan for Two (2024)

FAQs

What is a normal grocery budget for 2 people? ›

By Family Size

Single-person households, as you might expect, spent the least on food: $5,235 in 2022, according to the Bureau of Labor Statistics. Two-person households spent $9,363, up from $8,242 in 2021. The national average for three-person households was $11,158.

How to grocery shop on a budget for 2? ›

Here are some of our money-savings tips for grocery shopping for two:
  1. Plan meals together in advance and make a list of the ingredients you'll need. ...
  2. Only grocery shop on a full stomach. ...
  3. Work your way through the Weekly Circular and coupons. ...
  4. Shop for a long shelf life. ...
  5. Don't discount the store brand.

How to eat for 2 weeks on $50? ›

Budget-friendly meal ideas for a $50 two-week meal plan include bean and vegetable soups, rice and bean bowls, pasta with homemade tomato sauce, vegetable stir-fries, oatmeal with fruit for breakfast, and egg-based dishes like frittatas or omelets. These meals are nutritious, filling, and cost-effective.

What is a realistic monthly grocery budget? ›

By Household Size

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan.

How much does a 2 person household spend on groceries per month? ›

For a family of two, with one male and one female age 19-50 — 20-50 for the thrifty plan — here's the breakdown of monthly costs for each type of food plan: Thrifty: $601. Low-cost: $618. Moderate-cost: $765.

What is a good weekly grocery budget for 2 people? ›

And broken up into weekly costs, here is what the average two-person household might expect to spend: Thrifty: $119.40 per week. Low-cost: $122.90 per week. Moderate-cost: $152.30 per week.

What is a reasonable monthly budget for food for 2 people? ›

Average Grocery Costs in Fall 2023

According to a recent GOBankingRates article, average grocery costs range from $250 to $550 per person, per month.

How to make 2 weeks worth of food? ›

How to Grocery Shop for Two Weeks at a Time
  1. Buy meats, vegetables, and fruits that have a long shelf life. ...
  2. Allocate time during Week One to freeze some food for Week Two. ...
  3. Get creative with fresh fruit. ...
  4. Buy extra household products. ...
  5. Buy the ingredients for at least one extra meal, just in case. ...
  6. Recipe List.
Mar 16, 2020

How to stock up on food for 2 weeks? ›

Food Ideas That Keep on the Shelf
  1. MRE's.
  2. Canned fruits, vegetables, beans, meats, fish.
  3. Canned juices, broths and soups.
  4. Shelf-stable "boxes" of juices and milk.
  5. Crackers and melba toast (don't pick combination packs with cheeses or luncheon meats if they require refrigeration)
  6. Peanut butter, jelly.

How can I live on $20 in groceries a week? ›

Your Shopping List
  • 1 bag of dried beans: $1.49.
  • 2 pounds of chicken breast: $3.76.
  • 1 jar of peanut butter: $1.98.
  • 1 jar of jelly: $1.79.
  • 1 loaf of whole wheat bread: $1.63.
  • 1 dozen eggs: $1.26.
  • 1 container of oatmeal: $1.35.
  • 1 bag of dried lentils: $1.39.

How to live on $30 dollars a week for food? ›

Here's how I keep my grocery bill under $30 a week
  1. Breakfast: Cheerios with milk and a banana, plus the free coffee I get from my office.
  2. Mid-morning snack: Granola bar or orange.
  3. Lunch: Whole wheat pasta dressed up with butter and salt.
  4. Dinner: Fried eggs, a side of rice, and a glass of milk.
Jan 13, 2017

Can you eat on $100 a month? ›

To stick to a budget of $100 a month, or $25 a week, you'll have to eat for less than $4 each day. For breakfast, try a bowl of oatmeal with half a banana and a scrambled egg, which should cost less than a dollar. Get into the habit of repackaging ingredients from dinner for lunches the next day.

How much should a single person spend on groceries? ›

According to the USDA, a single man living alone could spend as little as $223 per month for groceries on its “Thrifty” food plan, and still get all the nutrition needed for a healthy diet. A single woman living alone would need to spend $198 on groceries for good nutrition.

How much should a single person spend on groceries per week? ›

An adult male from 19 to 50 years of age would account for $86.80 a week on a moderate food budget, and a 19- to 50-year-old woman would be allocated $73.20 a week.

What is a normal weekly grocery budget? ›

The average family spends about $270 at the grocery store per week, but that number increases when children are taken into account. Families with kids spend an average of $331 a week on groceries or 41% more than families without kids.

What is a realistic grocery budget for one person? ›

The average food budget for a single person is between $250 and $300 a month, but that's just a guideline. If you can buy meals at a discount or visit family and eat with them, you might be able to spend less. Figure out the budget that works for you.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How to spend 150 a month on groceries? ›

But for the most part, we stick to the $150 grocery budget and shop twice a month or every two weeks.
  1. A Snippet of Our Grocery Spending.
  2. Get Organized and Plan Accordingly.
  3. Take Your Time.
  4. Buy Ingredients, Not Meals.
  5. Alternate Snacks.
  6. Stop Being So Loyal, Hunt For Sales.
  7. Use Savings Apps.

How much should a family budget for groceries? ›

First let's talk about how much people tend to spend on this budget line. The average cost of monthly groceries for one adult on the thrifty plan ranges from $242 to $303. And when it comes to a family of four, the average cost for their monthly grocery bill is about $975.

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